We’ve teamed up with Austin Energy and Velocity Credit Union to provide excellent home improvement loans.

A/C Credit

For over 10 years, AC Credit has provided fast, reliable financing to Texas homeowners for new heating & air conditioning systems. Trust the experts when it’s time to finance your home’s new HVAC system.

Get prompt application approval! Apply Online or go through your dealer. They will submit the application and a decision will usually be made within the hour.

Click here to apply.

Stan’s recommends the following institutions to finance your HVAC, Plumbing, and Building Efficiency Improvements:

Velocity Credit Union

The credit application for this loan is much like a credit card, but without the high rates associated with credit cards. The process is fast and easy with no closing costs or money down.

*Interest rates start at 0% (WAC) with terms of up to 10 years.

Note: Exact percentage rate and length of loan are dependent on credit score and dollar amount financed. Ask your Stan’s “Whole House Expert” for details.

Click on this link to apply for the 0% loan.

Reduced Rate 6.99% for 60 Months

Subject to credit approval. Fixed interest rate of 6.99% for 60 months. Payment sample assumes one time $10,000 purchase on approval date (APR 7.15%) with 1 payment of $236.96 followed by 59 authorized payments of $197.96. Payments assume account activation charge of $39 applies and is due with first required payment.

Reduced Rate 6.99% for 120 Months

Subject to credit approval. Fixed interest rate of 6.99% for 120 months. Payment sample assumes one time $10,000 purchase on approval date (APR 7.15%) with 1 payment of $155.06 followed by 119 authorized payments of $116.06. Payments assume account activation charge of $39 applies and is due with first required payment.

No Interest if Paid in Full in 18 Months

Subject to credit approval. Minimum monthly payments during promo period. Making minimum monthly payments during the promo period will not pay off the entire principal balance. Interest accrues during the promo period, but all interest is waived if the purchase amount paid in full before the end of the promotional period.

Equal Payments & No Interest for 24 Months

Subject to credit approval. No downpayment. Fixed APR of 0.00% for 24 months. Actual payments based on usage. If full credit taken on approval date, payments for 6 month promo will be $41.67 followed by 18 monthly payments of $41.67 for each $1,000 financed. If transaction is later, the 18 monthly payments could be as high as $55.56.

Austin Energy: Home Performance with Energy Star Rebate and Loan Program

DURING OUR 0! WHAT A GREAT DEAL SALE SAVE UP TO $2000 IN INCENTIVES AND 2.99% FINANCING (WAC) FOR UP TO 10 YEARS! PLUS, WE DO ALL THE PAPERWORK!

You can combine the following incentives with a 2.99% loan (WAC) on super-efficient HVAC systems with energy improvements.

Designed for homeowners who want to finance a new HVAC system & energy improvements.

  • Up To $2000 off Carrier’s Top-of-the-line Infinity Greenspeed System

Additionally, ask about the 10-year parts warranty and Stan’s cash discount or 2.99& financing options on qualifying systems*

Super savings are available on most of our other systems as well.

Application is through Velocity Credit Union, select option 3. Ask your Stan’s Whole House Expert for details. Click on this link to apply for the 2.99% loan.

A/C Credit

Stan’s has financing options for almost any budget, including 0% for up to 48 months on qualifying Carrier systems. Your Stan’s Project Manager can provide details.

The following incentives are available on most Carrier and Mitsubishi systems:

  • Up To $2000 off Carrier’s Top-of-the-line Infinity Greenspeed System
  • Carrier 3-ton, 16 SEER system just $6795

Ask your Stan’s “Whole House Expert” for details.
Click here to apply.

Call Stan’s at 512-929-9393 or fill out the form to schedule an appointment.